About Us

From Medicine to Financial Protection

Before moving to Canada, we both worked as physicians in Iran. During our years in medicine, we saw firsthand how unexpectedly life can change.

We met many people whose lives were affected by a serious illness or an unexpected accident. Beyond the physical and emotional challenges, we also saw another side of these situations that is often overlooked: the financial impact.

When someone could no longer work, even temporarily, everyday expenses continued. Families still had mortgages or rent, groceries, bills, and other financial responsibilities. In some cases, the financial pressure became overwhelming, and we witnessed families face serious financial hardship.

After immigrating to Canada, this experience took on even greater meaning for us. With the high cost of living and many families depending heavily on their monthly income, we realized how quickly an unexpected illness or injury could affect a family's financial stability.

That is one of the main reasons we chose to enter the insurance industry.

Why We Became Living Benefits Advisors

Our goal is simple: to help families prepare financially for the unexpected.

Through Living Benefits Insurance in Canada, we help individuals, families, and self-employed Canadians explore solutions such as Disability Insurance, Critical Illness Insurance, and Accident Insurance.

We cannot prevent an illness or accident from happening. But with proper planning, we can help people prepare for the financial impact those unexpected events may create.

For us, insurance is not simply about selling a policy. It is about understanding each family's circumstances, identifying potential financial gaps, and helping them explore coverage that fits their needs and budget.

Meet CoupleAdvisors

Simin Afzountar & Hossein Afshar Moghaddam

From our years in medicine to our work in insurance today, our focus has remained the same: helping people protect what matters most.

At CoupleAdvisors, we want Canadians to better understand their Living Benefits options and make informed decisions about protecting their income, lifestyle, and family's financial future.

Because when life takes an unexpected turn, having a financial plan in place can make a meaningful difference.

Protect your income and financial stability with Living Benefits coverage designed to support you when illness or injury disrupts everyday life. Personalized protection for you and your family, when it matters most.

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